September 2024

Marketing Material

Fintech

The AtonRâ Fintech is a long-only, USD-based, actively-managed certificate. The pace of innovation in financial technology (Fintech) has been accelerating lately with notably the emergence of mobile payments.

This is just the beginning of a secular trend as technology and digitization are likely to reshape the financial industry with applications ranging from robo-advisers, P2P lending and money remittances to blockchain.

Banks and insurers will have no choice but to invest heavily as Fintech is expected to spark major operating efficiencies through increased automation and is also likely to lift the financial industry’s revenue outlook through enhanced customer experience and engagement.

The investment universe is naturally composed of Internet and mobile financial platforms, payment networks and processors and hardware and software vendors. It can also include more traditional companies whose business model shifts thanks to Fintech innovations.

Main Features
Asset Class Equity
Legal Structure Actively Managed Certificate
Investment Index Long
Launch date 2019-09-12
Currency USD
Type of Return Total return
Ticker JMLNARFI
isin XS1668112367
Issuer JP Morgan
Issue Price 149
Last Price 125.78
Sharpe Ratio -0.15
Correlation 0.76
Beta 1.48
Reference Index MSCI ACWI Net TR (USD)
Liquidity Daily
# Holdings 26
Management Fees 1.30%
Issuer Fees 0.20%
Performance Fees 15.00%
ALL TIME HIGH ALL TIME LOW
PRICE: 240.5 PRICE: 70.3
DATE: 2021-02-17 DATE: 2022-12-28

Fintech

The AtonRâ Fintech is a long-only, USD-based, actively-managed certificate. The pace of innovation in financial technology (Fintech) has been accelerating lately with notably the emergence of mobile payments.

This is just the beginning of a secular trend as technology and digitization are likely to reshape the financial industry with applications ranging from robo-advisers, P2P lending and money remittances to blockchain.

Banks and insurers will have no choice but to invest heavily as Fintech is expected to spark major operating efficiencies through increased automation and is also likely to lift the financial industry’s revenue outlook through enhanced customer experience and engagement.

The investment universe is naturally composed of Internet and mobile financial platforms, payment networks and processors and hardware and software vendors. It can also include more traditional companies whose business model shifts thanks to Fintech innovations.

Monthly Returns $

(Net of fees)

* Estimated
* Actual

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC ANNUAL
2024 -9.7% 15.3% 6.8% -13.1% 6.9% 2.5% 1.5% 3.8% 5.1% 17.2%
2023 20.5% -4.9% 2.3% -0.6% 1.1% 6.4% 14.6% -15.1% -7.1% -3.5% 16.9% 15.7% 47.8%
2022 -19.8% -2.5% 0.0% -18.9% -11.9% -19.3% 17.7% -3.4% -13.2% 1.2% -6.8% -6.3% -60.7%
2021 -0.3% 2.4% 2.1% -2.6% -3.1% 5.3% -4.1% 11.1% -2.6% 7.3% -7.7% -10.7% -4.8%
2020 2.7% -5.2% -14.3% 12.1% 10.0% 3.8% 3.5% 4.0% -3.1% -2.1% 11.0% 3.1% 24.8%
2019 -1.1% -1.4% 6.1% 0.8% 4.4%
Industry Exposure

Top Holdings
  • GUIDEWIRE SOFTWARE INC
  • XERO LTD
  • SWISSQUOTE
Top 3 Contributors
  • GUIDEWIRE SOFTWARE INC
  • MICROSTRATEGY INC
  • ROBINHOOD
Worst 3 Contributors
  • NU HOLDINGS
  • AFFIRM HOLDINGS INC
  • COINBASE GLOBAL INC
Geographical
Breakdown
Currency
Exposure
Asset
Allocation
Equity Market Cap
Distribution
Equity
Liquidity*

*On average 3 Months daily trading volume

Risk
Scale

6


The actual risk can vary significantly if you cash in at an early stage and you may get back less. You may not be able to sell your product easily or you may have to sell at a price that significantly impacts on how much you get back

Industry Exposure