The AtonRâ Partners Fintech is a long-only, USD-based, actively-managed certificate. The pace of innovation in financial technology (Fintech) has been accelerating lately with notably the emergence of mobile payments.
This is just the beginning of a secular trend as technology and digitization are likely to reshape the financial industry with applications ranging from robo-advisers, P2P lending and money remittances to blockchain.
Banks and insurers will have no choice but to invest heavily as Fintech is expected to spark major operating efficiencies through increased automation and is also likely to lift the financial industry’s revenue outlook through enhanced customer experience and engagement.
The investment universe is naturally composed of Internet and mobile financial platforms, payment networks and processors and hardware and software vendors. It can also include more traditional companies whose business model shifts thanks to Fintech innovations.